Skip to main content
FREE SHIPPING on all orders!
Summer Sizzle Sale - 20% OFF

PAY monthly FOR

We’ve partnered with Bread to offer you a quick and easy way to purchase the furniture you want today and pay for it over time.

Get a decision in seconds without leaving our site.

Finance with Bread
calendar icon
Affordable Monthly Plans

Pay for your order over 6, 12, or 24 months at competitive interest rates.*
credit card icon
No Prepayment Penalties

Pay for your purchase with monthly payments and prepay at any time without penalty.
stop watch icon
Quick and Easy Application

Get a decision in seconds with no obligation to buy. Checking your rate won’t affect your credit score.

How does it work?
On any product page, click on the "pay over time" button to apply. Simply provide the basic information that is requested. Pre-qualification does not affect your credit score. Our partner Bread is committed to keeping your personal information secure and uses its technology to encrypt that data. If you are offered loan terms that are satisfactory to you, and have finished shopping, you can check out and complete your purchase right from Bread's application window. You will receive a confirmation email from Sauder. When your loan has started, Bread will reach out to you directly to coordinate payments.
Why was I not approved?
Unfortunately, we do not have any control over the underwriting decision. We would still encourage you to move forward with the transaction with an alternative payment option. Further, should you have any questions regarding your credit application with our financing partner, Bread, you can reach out to them directly at or 844.992.7323 Ext. 1. You should also receive a notice from Bread regarding your application.
Still have questions?
Please click here to read Bread's Frequently Asked Questions. Should you still have any additional questions about Bread's financing program, you can reach out to them directly at or 844.992.7323 Ext. 1.

without leaving our site

More Questions?

Check Bread’s FAQ or reach Bread directly at or 844.992.7323 Ext. 1.

*Subject to approval of credit application. Rates range from 0% to 29.99% APR, resulting in, for example, 24 monthly payments of $46.14 at 9.99% APR, per $1,000 borrowed.
APRs will vary depending on credit qualifications, loan amount, and term.

Bread Pay™ loans are made by Comenity Capital Bank, a Bread Financial™ company.