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PAY monthly FOR
YOUR PURCHASE


We’ve partnered with Bread to offer you a quick and easy way to purchase the furniture you want today and pay for it over time.

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Finance with Bread
WHY CHOOSE TO PAY OVER TIME?
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Affordable Monthly Plans

Pay for your order over 6, 12, or 24 months at competitive interest rates.*
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No Prepayment Penalties

Pay for your purchase with monthly payments and prepay at any time without penalty.
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Quick and Easy Application

Get a decision in seconds with no obligation to buy. Checking your rate won’t affect your credit score.




FREQUENTLY ASKED QUESTIONS
How does it work?
On any product page, click on the "pay over time" button to apply. Simply provide the basic information that is requested. Pre-qualification does not affect your credit score. Our partner Bread is committed to keeping your personal information secure and uses its technology to encrypt that data. If you are offered loan terms that are satisfactory to you, and have finished shopping, you can check out and complete your purchase right from Bread's application window. You will receive a confirmation email from Sauder. When your loan has started, Bread will reach out to you directly to coordinate payments.
Why was I not approved?
Unfortunately, we do not have any control over the underwriting decision. We would still encourage you to move forward with the transaction with an alternative payment option. Further, should you have any questions regarding your credit application with our financing partner, Bread, you can reach out to them directly at info@getbread.com or 844.992.7323 Ext. 1. You should also receive a notice from Bread regarding your application.
Still have questions?
Please click here to read Bread's Frequently Asked Questions. Should you still have any additional questions about Bread's financing program, you can reach out to them directly at info@getbread.com or 844.992.7323 Ext. 1.


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More Questions?

Check Bread’s FAQ or reach Bread directly at support@getbread.com or 844.992.7323 Ext. 1.

*The term is for a loan to finance a purchase. Rates range from 0% to 29.99% APR resulting in, for example, 12 equal monthly payments of $83.33 at 0% APR, or 24 equal monthly payments of $45.22 to $55.91, per $1,000 borrowed.
Your terms may vary and are subject to credit approval.

Bread® loans are made by Cross River Bank, a New Jersey Chartered Bank, Member FDIC.

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